Accidents in Michigan often leave victims dealing with more than just physical pain. From the moment a collision happens on I-94 or a slip-and-fall occurs on a snowy Ann Arbor sidewalk, the ripple effects can become overwhelming. Medical bills, lost wages, and insurance adjusters all pile on at the worst time. Add Michigan’s unique no-fault insurance system and legal time limits to the mix, and you’ve got a situation where one misstep can cost you the compensation you deserve. That’s why it’s essential to consult with a trusted personal injury lawyer in Ann Arbor at Christensen Law who understands how to protect your rights under state law.
Michigan’s No-Fault Laws Can Be Confusing
Michigan operates under a no-fault insurance system. This means your own insurance typically pays for medical expenses and lost wages after a crash, no matter who caused it. While this system is meant to simplify the process, it can quickly become a maze for accident victims trying to figure out what’s actually covered. Many people believe they can’t sue the at-fault party, but under Michigan law, you can file a lawsuit if you’ve suffered a serious impairment of body function.
This exception opens the door for a full personal injury claim—but only if you meet the legal standard. A personal injury lawyer can determine whether your injuries qualify, build medical documentation, and push back against insurers who try to downplay the severity of your condition. From Detroit to Traverse City, residents face this complexity every day, and without legal guidance, many end up settling for far less than they deserve.
You Only Have One Shot at Fair Compensation
Michigan law sets strict time limits for personal injury claims. In most cases, you have three years from the date of the accident to file a lawsuit. However, claims under your no-fault policy may have much shorter deadlines—often just one year to seek reimbursement for medical bills or lost income. Miss these deadlines and your claim could be barred entirely.
In smaller cities like Ypsilanti or Port Huron, victims often assume they have more time than they actually do. A skilled injury lawyer will act quickly to gather records, interview witnesses, and ensure all claims are filed within the correct timeframe. You only get one chance to pursue your case. A mistake early on can cost you thousands down the road.
Insurance Companies Do Not Work for You
No matter how polite an insurance adjuster sounds, their job is to protect the company’s bottom line—not your health or financial future. They may call you soon after the accident, offer a low settlement, or try to get a recorded statement that could later be used against you. These tactics are designed to limit payouts and pressure you into settling before you understand the full scope of your injuries.
Having an experienced attorney on your side changes everything. A lawyer steps between you and the insurer, making sure you don’t accept an offer that leaves you stuck with bills later. From Kalamazoo to Ann Arbor, insurance companies respond differently when they know a claimant has legal representation.
What a Personal Injury Lawyer Can Do for You
Hiring a lawyer means more than just filling out forms or showing up to court. A skilled legal advocate brings knowledge, resources, and leverage to your case. Here’s what a dedicated personal injury lawyer can help you with:
- Investigate the Accident: Collect evidence, police reports, and witness statements
- Calculate the Full Value of Your Claim: Factor in future medical care, pain and suffering, and lost earning capacity
- Communicate with Insurance Adjusters: Prevent you from saying something that could hurt your case
- Negotiate Settlements: Push for fair compensation and reject lowball offers
- File a Lawsuit if Needed: Take your case to court if the insurer refuses to pay a fair amount
An experienced lawyer works behind the scenes so you can solely focus on recovery without added stress.
Local Knowledge Matters
Legal strategies should match the location of your accident. An attorney based in Ann Arbor knows local court systems, judges, and even how certain insurers operate in the region. They also understand the specific risks that apply to places like downtown Ann Arbor, especially when it comes to pedestrian or bicycle accidents near the university.
Hiring someone from out of town might mean delays or a lack of insight into how things really work in Washtenaw County courts. When you choose a local lawyer, you get more than convenience—you get someone who lives and works in the same legal environment you do.
Contact an Ann Arbor Injury Lawyer Today
You don’t have to face this process alone. If you’ve been injured in an accident, talk to a qualified personal injury lawyer in Ann Arbor who knows how to protect your interests and fight for full compensation. Don’t wait until paperwork piles up or deadlines approach. Take control of your future today by calling a trusted legal advocate who will work for you, not the insurance company.
