Marital Conflicts – 3 Serious Conflicts Married Couples Shouldn’t Ignore for a Stronger Relationship

Marriage is a journey filled with love, companionship, and, inevitably, a fair share of disagreements. While some arguments are harmless—like how to load the dishwasher—others can signal deeper issues that may undermine the relationship over time.

Experts in marriage and family therapy highlight that while disagreements are natural, certain types should be addressed with care, as they can damage the fabric of a marriage if left unresolved.

Anna Nguyen, MA, LMFT, program manager at Providence in Orange County, California, explains, “Disagreements are a normal part of any relationship, but it’s important to examine the patterns and frequency of these conflicts to see their impact over time.”

Understanding these critical areas of conflict can help couples foster healthier communication and avoid potential pitfalls. Below are three major areas of concern that couples should not ignore.

1. Money Matters: A Battle for Control

Money is more than just dollars and cents in a relationship—it can represent security, power, and love. Financial disagreements are a common source of tension, often reflecting deeper emotional issues.

According to the 2024 Fidelity Couples & Money Study, around 25% of couples report feeling left out of financial decisions, while more than half disagree on how much to save for retirement.

“Money conversations often lead to major tension,” says Andie Hollowell, LMFT, chief growth officer at Lightfully Behavioral Health. “One partner might be a saver, while the other spends more freely. These differences can create a ‘war of the wallets’ that’s hard to resolve without proper communication.”

Statistics from the Fidelity Study:

Financial Conflict	Percentage of Couples Impacted
Disagreement on Retirement Savings	54%
Arguments About Money	45%
Feeling Excluded from Financial Decisions	25%

Katherine M. Hertlein, PhD, adds, “Often, financial disputes stem from perceived neglect or lack of control, with each partner interpreting the issue differently.”

2. Parenting Disputes: Clashing Beliefs and Styles

Raising children can expose differences in core values, which often leads to parenting disagreements. While many couples discuss starting a family before marriage, few explore how they will navigate parenting styles once kids arrive.

“One partner might take on the role of the ‘fun parent,’ leaving the other as the disciplinarian. These conflicts arise because parenting taps into our deeply held beliefs and upbringing,” says Hollowell.

Disagreements over discipline, education, and screen time can cause friction, leading to exhaustion for parents and confusion for children.

Nguyen explains that such conflicts often fall into the realm of “values and beliefs.” If not addressed, they can escalate, leaving both partners feeling misunderstood. For example, differing approaches to discipline can feel like a win-lose scenario, where one partner believes, “I’m right, and you’re wrong.”

3. Verbal Attacks: A Red Flag in Communication

Arguments can become particularly damaging when they escalate into personal attacks. Everyday frustrations—like laundry left unfolded or dirty dishes—can push even the calmest spouse to their limits. However, turning a disagreement into a verbal attack can be a sign of deeper problems.

“Disagreements that target a person’s sense of self, rather than the behavior itself, are red flags,” says Nguyen. For instance, attacking your spouse by saying, “You’re so lazy and inconsiderate” not only hurts the individual but also chips away at the relationship’s foundation.

Instead, it’s healthier to focus on the behavior: “I’ve noticed your clothes are on the floor. Can you pick them up and put them in the hamper?” This approach is more likely to lead to positive change and avoids the emotional damage that insults cause.

The Importance of Communication

Effective communication is the cornerstone of resolving conflicts. “Couples need to understand what they’re really trying to communicate when they take a position on a topic,” says Hertlein. Many times, conflicts boil down to either a perceived lack of control or neglect. Once couples identify these themes, they can catch themselves before the argument spirals.

Key Takeaways:

• Money: Represents more than just financial decisions; it can symbolize security, power, and even love.
• Parenting: Reflects deeper values and beliefs. Addressing differences in a healthy manner is critical for both parents and children.
• Verbal Attacks: Focus on the behavior, not the person, to avoid long-term harm.

By addressing these conflicts openly and honestly, couples can prevent small disagreements from turning into major marital issues. For those struggling to navigate these waters, seeking guidance from a therapist can make all the difference.

As Hertlein advises, “Gaining clarity on what’s truly at stake in each disagreement can help couples work through conflicts before they become irreparable.”

Author Bio (Kaleem Afzal Khan):

Kaleem Afzal Khan (K.A.K) is a distinguished luxury lifestyle writer and relationship expert with a passion for addressing the complexities of modern married life. With years of experience writing for high-net-worth individuals, Kaleem blends insightful advice with practical solutions, helping couples navigate the finer details of sophisticated living and relationships. His writing offers an elegant, cultured approach to resolving life’s most intimate challenges.